Foley Home Improvement Center

Your Finance Options For Home Renovations

Depending upon the extent of home renovation that you wish to carry out in order to upgrade your home, you would need varying amounts of finance. On the whole, it is quite expensive to carry out any type of renovation, especially because it is a labor intensive work. Before you think of renovating your home, you should make an estimate of how much it would cost you and how you can arrange for financing the home renovation project.

Common Financing Options

1) Personal Savings: If you are averse to taking any kind of loan, you can start saving money and in a few years time you might be able to save enough to pay for the home renovation work. While this might appear to be a judicious decision, your project of home renovation could get delayed by many years too. Moreover, this delay might push up the cost due to inflation and you would be deprived of staying in your dream home for several years. In case you already have the funds, you should consider the returns that you can get on your money and the need to keep it for emergency situations in your life.

2) Credit cards: This is a very convenient way of arranging for finance but the disadvantage is that it carries a very high rate of interest.

3) Refinancing: You can refinance the mortgage of your home to get finance for the home renovation work if you have sufficient equity. Apart from the availability of the required amount of finance, you would stand to gain considerably if the current interest rates are less than what they were when you had originally taken the mortgage.

4) Home equity: If you have enough equity you can opt for a home equity line of credit for your home renovation. Since this a secured loan, the interest rate will be low and the interest will be tax deductible. You can also take home equity loans which are characterized by fixed interest rates and monthly payments and preset amounts of loan that can be taken only once.

5) Homeowner loans: These loans are available easily and they are sanctioned on the basis of your income, irrespective of the equity that you have. These are secured loans and as such they are tax deductible.

6) Value-added loans: The increased value of your home after the home renovation is done is the criterion for this type of loan which is granted up to a maximum of 80% of the new value of your home after the renovation. The interest rates are very competitive and the payments are released progressively based on the amount of work that has been completed.

Although secured loans offer easy loan terms and interest rates and are tax deductible, you must make sure that you make the repayments on time as per the agreed schedule because failure to do so might mean losing your home.

About the Author

Written by DIY Conservatories

Familytyme Renovation – North of Adelaide

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Home Improvements With Samsung BD-P1000

A heads up here with some technical notes, before launching into the product reviews. Note that: the amount 720 or 1080 represents the number of horizontal lines of pixels, with the larger number corresponding to 1920 x 1080 resolution. The letter ‘p’ or ‘i’ stands for progressive and interlaced, respectively. Interlacing ‘paints’ the screen in two passes, one for even lines another for odd, progressive does so in a single pass.

Samsung BD-P1000

The Samsung BD-P1000 was anticipated to be the least expensive high-definition DVD player, but at roughly $1000 still comes out to twice the cost of Toshiba’s HD-DVD player. However, as with most consumer electronics, the price can be expected to drop, if not on this model then on future ones.

For that money the consumer can expect a slim, quality unit from one of the leaders in HDTV. Their DLP TVs are consistently rated among the best available in that class.

In addition, the player will have a 9-in-2 Multi Memory Card slot that will enable viewers to see digital photos on their set. That may or may not be a big advantage, since many HDTV sets come with a similar capacity built-in.

The Samsung will also offer the ability to set an alarm, presumably in order to alert the viewer to an upcoming show or event. Details are sketchy at this point.

Like the other models, the unit is a player only but recordable models were expected shortly after this was introduced so check around before you buy.

Panasonic DMP-BD10

Scheduled to arrive later than the others, the DMP-BD10 was slated for September 2006, along with Panasonic’s plasma-type 1080p HDTV.

Price, for a Blu-ray player, was anticipated to be in the middle of the pack at ‘under $1,500′ according to company data. Even at that price, the company has the advantage of being one of the most highly rated in the field. Their DVD player and HDTV sets are second to none.

The unit is promised to debut with the company’s proprietary EZ-Sync HDAVI feature. The feature allows viewers to connect and control multiple HDMI (High Definition Multimedia Interface) units with a single remote.

It remains to be seen whether Sony’s hotly anticipated Playstation 3 will provide these ‘full HD’ players with further competition. The unit, slated for release November 2006, is reported to be able to play Blu-ray discs, along with downloading and playing games. At $600 it would radically alter the playing field.

You may soon be competing with the kids for control of the game console, just to play a great looking movie.

Whichever brand or model you investigate, be sure to look past the hype and actually test the model in the store. First generation technology has a way of disappointing viewers who have only read about the features.

Plus continue to read reviews before shopping, because newer models come out all across the board. Find ones in your budget range to compare, then list features and benefits to choose the one for your home entertainment and home improvement needs.

About the Author

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Home Improvement Sales via Key Retail Formats in Thailand to 2013 —- Aarkstore Enterprise

Introduction

Home Improvement Sales via Key Retail Formats in Thailand to 2013′ databook provides market value data for five key market segments and eight key retail distribution channels. It focuses on data and analysis of market revenues and segmentation. It also provides historic and forecast data, as well as a comparison against the top five countries in the market.

Scope

*Home improvement retail sales revenues and analysis from 2003 to 2008 and forecast values up to 2013

*Market value of five categories: decorative materials, electrical hardware, hardware, non-decorative materials and tools

*Current and forecast analysis of sales via major retail channels in the home improvement industry as well as its sub-categories

Highlights

Home Improvement retail sales in Thailand increased at a compound annual growth rate of 5.5% between 2003 and 2008.

Non-Decorative materials sales led the home improvement market with a share of 44.4% in 2008. Home improvement and gardening supplies retailers were the leading retail format for non-decorative materials in 2008.

Reasons to Purchase

*Design effective marketing and sales strategies by identifying the key growth categories and retail formats in terms of sales

*Develop business strategies by understanding the quantitative trends within the home improvement market in Thailand

*Understand the future direction of the market with reliable historical data and full five year forecasting

Table of Contents :

VIEW 1
Catalyst 1
Summary 1
Methodology 1
HOME IMPROVEMENT RETAIL SALES OVERVIEW 6
Home improvement retail market definition 6
Home improvement sales overview 7
Home improvement retail sales value, 2003–08 8
Home improvement retail sales value, 2008–13 9
HOME IMPROVEMENT MARKET SEGMENTATION 10
Market sales analysis by category, 2003–08 10
Market sales analysis by category, 2008–13 13
HOME IMPROVEMENT SALES ANALYSIS BY KEY RETAIL FORMATS 16
Retail format definitions 16
Home improvement sales analysis by key retail formats, overview 19
Home improvement sales analysis by key retail formats, 2003–08 20
Home improvement sales analysis by key retail formats, 2008–13 21
DECORATIVE MATERIALS SALES ANALYSIS BY KEY RETAIL FORMATS 22
Decorative materials sales analysis by key retail formats, overview 22
Decorative materials sales analysis by key retail formats, 2003–08 23
Decorative materials sales analysis by key retail formats, 2008–13 24
ELECTRICAL HARDWARE SALES ANALYSIS BY KEY RETAIL FORMATS 25
Electrical hardware sales analysis by key retail formats, overview 25
Electrical hardware sales analysis by key retail formats, 2003–08 26
Electrical hardware sales analysis by key retail formats, 2008–13 27
HARDWARE SALES ANALYSIS BY KEY RETAIL FORMATS 28
Hardware sales analysis by key retail formats, overview 28
Hardware sales analysis by key retail formats, 2003–08 29
Hardware sales analysis by key retail formats, 2008–13 30
NON-DECORATIVE MATERIALS SALES ANALYSIS BY KEY RETAIL FORMATS 31
Non-decorative materials sales analysis by key retail formats, overview 31
Non-decorative materials sales analysis by key retail formats, 2003–08 32
Non-decorative materials sales analysis by key retail formats, 2008–13 33
TOOLS SALES ANALYSIS BY KEY RETAIL FORMATS 34
Tools sales analysis by key retail formats, overview 34
Tools sales analysis by key retail formats, 2003–08 35
Tools sales analysis by key retail formats, 2008–13 36
HOME IMPROVEMENT RETAIL SALES – COUNTRY COMPARISON 37
Home improvement retail sales value of top five countries, 2003–13 37
APPENDIX 39
Methodology 39
Related research 40
consulting 40
Disclaimer 40

LIST OF FIGURES
Figure 1: Sales of home improvement in Thailand, value ($m), 2003–13 7
Figure 2: Sales of home improvement in Thailand, value ($m), 2003–08 8
Figure 3: Forecast sales of home improvement in Thailand, value ($m), 2008–13 9
Figure 4: Sales of home improvement in Thailand, value break down by category ($m), 2003–08 10
Figure 5: Sales of home improvement in Thailand, value break down by category (%), 2008 12
Figure 6: Forecast sales of home improvement in Thailand, value break down by category ($m), 2008–13 13
Figure 7: Sales of home improvement in Thailand, value break down by category (%), 2013 15
Figure 8: Home improvement, Thailand, revenue split by key retail formats (%), 2008 19
Figure 9: Decorative materials, Thailand, revenue split by key retail formats (%), 2008 22
Figure 10: Electrical hardware, Thailand, revenue split by key retail formats (%), 2008 25
Figure 11: Hardware, Thailand, revenue split by key retail formats (%), 2008 28
Figure 12: Non-decorative materials, Thailand, revenue split by key retail formats (%), 2008 31
Figure 13: Tools, Thailand, revenue split by key retail formats (%), 2008 34
Figure 14: Home improvement, growth comparison (value $m), top five countries 37

LIST OF TABLES
Table 1: Home improvement retail market definition 6
Table 2: Sales of home improvement in Thailand, value ($m), 2003–13 7
Table 3: Sales of home improvement in Thailand, value ($m and THBm), 2003–08 8
Table 4: Forecast sales of home improvement in Thailand, value ($m and THBm), 2008–13 9
Table 5: Sales of home improvement in Thailand, value break down by category ($m), 2003–08 11
Table 6: Forecast sales of home improvement in Thailand, value break down by category ($m), 2008–13 14
Table 7: (Part 1) Retail format definitions 16
Table 8: (Part 2) Retail format definitions 17
Table 9: (Part 3) Retail format definitions 18
Table 10: Home improvement, Thailand, revenues split by key retail formats ($m), 2003–08 20
Table 11: Home improvement forecast, Thailand, revenues split by key retail formats ($m), 2008–13 21
Table 12: Decorative materials, Thailand, revenues split by key retail formats ($m), 2003–08 23
Table 13: Decorative materials forecast, Thailand, revenues split by key retail formats ($m), 2008–13 24
Table 14: Electrical hardware, Thailand, revenues split by key retail formats ($m), 2003–08 26
Table 15: Electrical hardware forecast, Thailand, revenues split by key retail formats ($m), 2008–13 27
Table 16: Hardware, Thailand, revenues split by key retail formats ($m), 2003–08 29
Table 17: Hardware forecast, Thailand, revenues split by key retail formats ($m), 2008–13 30
Table 18: Non-decorative materials, Thailand, revenues split by key retail formats ($m), 2003–08 32
Table 19: Non-decorative materials forecast, Thailand, revenues split by key retail formats ($m), 2008–13 33
Table 20: Tools, Thailand, revenues split by key retail formats ($m), 2003–08 35
Table 21: Tools forecast, Thailand, revenues split by key retail formats ($m), 2008–13 36
Table 22: Global home improvement market split (value $m), top five countries 38

For more information, please visit :

http://www.aarkstore.com/reports/Home-Improvement-Sales-via-Key-Retail-Formats-in-Thailand-to-2013-45759.html

About the Author

Pushpanjali
Marketing Manager
contact@aarkstore.com
http://www.aarkstore.com
http://blogs.aarkstore.com

Global Home Improvement

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